Standard
Variable Rate Loans
Standard Variable Rate loans typically offer you
maximum flexibility and great features, including
the option to fix or split your loan, the ability
to make additional repayments when you can afford
to, and the option to redraw these funds for any
purpose when you need to.
Basic Variable
Rate Loans
Basic Variable Rate Loans offer a lower interest
rate, but fewer features than a Standard Variable
Rate Loan. This type of loan is also called the
No frills loan.
Fixed
Rate Loans
Fixed Rate Loans protect you against interest
rate increases for a fixed period of time. They
are usually available for 1, 3, 5, 7 years. The
repayments on such loans remain the same for the
set fixed period.
Combination
or Split Loan
Combination or Split Loans combine the flexibility
of a variable rate and the certainty of a fixed
rate. Such loans support partly fixed and partly
variable portions.
Line
of Credit
Line of Credit Loans are interest only variable
rate loans that allow you to borrow against the
equity in a home with the added flexibility of
a transaction account built into the loan.
Low
Doc Loans for the Self Employed
Low Doc Loans are an excellent option for self
employed applicants who have not completed recent
tax returns or are unable to evidence their income
in the manner normally required by lenders for
standard loan products.
Non
Conforming Loans
Non Conforming Loans have been designed to help
borrowers who do not meet standard lending guidelines.
This includes borrowers who have an impaired credit,
are unable to provide the usual documentation
required in support of their loan or simply do
not meet the lending criteria of mainstream lenders.
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