|
|
Car Finance & Car Loan Options For Individuals
Individuals have a range of car finance options available to them, the choice of which will depend on how often you use your vehicle for business, whether your employer offers you salary packaging and the type of car you want to buy.
Your options
Novated Lease (Salary Packaging)
Novated Lease is a method of salary packaging a car, under which an employee leases a car and the employer agrees to take on the employee's obligations under the lease, paying the monthly lease rentals from the employee's pre-tax income. More...
Car Loan
A Car Loan is a personal finance product where the financier lends the customer funds for the purchase of a car or other vehicle, and secures the loan against that vehicle. More...
Personal Loan
A Personal Loan is a personal finance product where the financier lends the customer funds which can be used to purchase a car or other vehicle, but does not hold any security over the loan. More...
Commercial Hire Purchase (CHP)
A Commercial Hire Purchase (CHP) is a commercial finance product where the customer hires a car or commercial vehicle from the financier for a fixed monthly repayment over a set period of time. More... |
|
|
